Moneta Analytica

AI-POWERED FINANCIAL TRANSFORMATION

The close runs itself. The rules enforce themselves. You decide.

Financial transformation for growing companies. We design, build, and run the AI that takes over your finance busywork: matching, reconciliation, approvals, and reporting, with the guardrails and audit trails finance demands.

Adding AI to the plane while it is flying, or building a new plane around it: both are the job.

The role enterprises staff full-time. Delivered fractionally.

02 / FIT

For companies building their finance stack, and those rebuilding it.

A finance stack is either designed or it accumulates: a tool per problem, a spreadsheet per gap, a workaround per deadline. Whichever point you are starting from, deliberate design now is cheaper than repair later.

BUILDING FROM SCRATCH

The clean build

New company, nothing to unwind. We design the stack right the first time: ledger, spend, policies, and automation from day one. The fastest and cheapest version of this work is the one that happens before bad habits form.

REBUILDING WHAT GREW

The untangle

Revenue roughly $5M–$50M with a lean finance team carrying too much manually: close takes weeks, reporting is assembled by hand, approvals live in inboxes. We map it, keep what works, and rebuild the rest as governed systems.

Either way, you know AI should be doing some of this work, and you know finance is the last place to wing it. The assessment below is where both paths start.

03 / THE TRANSFORMATION

What the AI actually takes over

Not a chatbot bolted onto your ledger. This is one average company's sales and finance operation, mapped: every node is a workflow, and the lit edges carry live, governed automation.

SALESFINANCE · ARFINANCE · APGOVERNED CORELead intakeQuote & pricingOrder & contractInvoicingAR follow-upCash applicationVendor bills3-way matchApprovalsPayment runReconciliationCloseReportingLeadership decides

Every automated action is logged with a timestamp, rationale, and policy reference. AI recommends; deterministic rules enforce.

Watch one order run end to end

04 / THE OFFERINGS

Three engagements. Each one stands alone.

No bundles and no ambiguity: every engagement has a defined scope, a deliverable you keep, and a clear next step.

DISCOVER

Finance Systems Assessment

A complete map of how money and information actually move through your business, and a prioritized plan to fix it.

  • Close, AP, and reporting workflow mapping
  • Systems and data inventory: we assess what you already own before recommending anything new
  • Clean-sheet stack design for companies starting from scratch
  • Policy and control gap review
  • Automation opportunities ranked by ROI
DELIVERABLE
An architecture blueprint and a sequenced roadmap you own, whether or not you continue with us.
DURATION
Weeks, not months.
Book the assessment

BUILD

The Build

Your close, approvals, and reporting rebuilt as governed systems.

  • Close acceleration and reconciliation automation
  • Approval workflows with encoded policy guardrails
  • Management reporting that assembles itself
  • Audit logging on every automated action
  • Team training and handoff documentation
DELIVERABLE
Running systems your team operates daily, not a slide deck.
DURATION
Phased from the roadmap; first systems live in weeks.
Scope a build

OPERATE

Operate

The finance systems architect on your team, without the full-time hire.

  • Ongoing monitoring and enforcement of the systems built
  • AI agent oversight within the published governance tiers
  • Monthly signal review with leadership
  • Continuous roadmap of the next automation
  • New policy encoding as the business changes
DELIVERABLE
Quiet, consistent control. No heroics required.
DURATION
Ongoing, month to month.
Discuss a retainer

Every engagement must complete ROI positive. If a deployment cannot demonstrate return, it is not deployed.

05 / ENGAGEMENT PATH

The lifecycle is the purchase path.

Discover, Build, Operate is not a methodology diagram. It is the sequence of the three engagements, and each phase is one offering.

CONTINUOUS ENFORCEMENT01Discover02Build03Operate

DISCOVER

Finance Systems Assessment

A complete map of how money and information actually move through your business, and a prioritized plan to fix it.

BUILD

The Build

Your close, approvals, and reporting rebuilt as governed systems.

OPERATE

Operate

The finance systems architect on your team, without the full-time hire.

Efficiency → Margin → White space → Outcomes.

06 / PROOF OF DISCIPLINE

Guardrails you can read before you buy.

AI touches your ledger only inside a published governance model: four autonomy tiers, deterministic enforcement, and a complete audit trail.

  1. TIER 0

    Human only

    Strategy, judgment calls, design decisions

  2. TIER 1

    AI-assisted analysis

    AI recommends. Humans review and approve.

  3. TIER 2

    Supervised execution

    AI executes routine, low-risk actions within predefined limits.

  4. TIER 3

    Autonomous execution

    Real-time action inside guardrails. Proven accuracy required.

Enforcement
Deterministic rules engine. No model calls in the enforcement path.
Logging
Every action recorded with timestamp, rationale, and policy reference.
Speculation
Outputs below confidence thresholds are caveated or suppressed. No answer is preferred over a wrong answer.
Vendor relationships
None. No reseller agreements. No commissions.
Tooling stance
We assess what you own before recommending anything new.
Read the full operator model →

THE SYSTEM UNDERNEATH

Five layers between your data and your decisions

Walk the architecture →

Start with the assessment.

Fixed scope. A blueprint and roadmap you keep either way.

Book a systems assessment